Terms and Conditions

The content on this website is provided for general informational purposes about payment-processing services. It does not constitute an offer, a contract, or legal, tax, accounting, or compliance advice.

Nothing on this website guarantees approval, a specific rate, specific fees, elimination of fees, funding timing, or any amount of savings. Pricing, equipment, funding availability, and program eligibility are subject to merchant review, underwriting, applicable terms, card-network requirements, and law.

The effective rate calculator produces an estimate based solely on the values you enter. It does not verify your statement, does not represent a quote, and may not reflect all charges applicable to your account. Any potential savings figure you generate by entering a hypothetical rate is illustrative only.

Programs described on this website, including dual pricing, cash discount, and surcharging options, may not be available to every business or in every jurisdiction, and requirements differ between them.

You agree not to use this website to submit false information, attempt to gain unauthorized access, interfere with its operation, scrape content at scale, or submit sensitive cardholder or bank-account data through unsecured channels.

Website content, branding, and marks are the property of their respective owners and may not be reproduced without permission.

This website may link to or embed third-party tools and websites. Those resources are governed by their own terms and privacy practices, and we are not responsible for their content.

This website is provided on an as-is and as-available basis, without warranties of any kind to the fullest extent permitted by law.

To the fullest extent permitted by law, REAL MERCHANT SERVICES, its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunity, arising out of or relating to your use of this website or reliance on its content, whether based on contract, tort, or any other legal theory, even if advised of the possibility of such damages.

Our total aggregate liability arising out of or relating to this website will not exceed one hundred dollars ($100.00).

Nothing in these terms limits liability that cannot be limited under applicable law.

Any services actually provided to you as a merchant are governed by the separate written agreement you sign, not by these website terms. In the event of a conflict, that agreement controls.

These terms are governed by the laws of the State of Hawaii, without regard to its conflict-of-laws rules.

Any dispute arising out of or relating to this website or these terms will be brought exclusively in the state or federal courts located in Honolulu, Hawaii, and you consent to the personal jurisdiction of those courts.

If any provision of these terms is found unenforceable, the remaining provisions remain in full effect.

REAL MERCHANT SERVICES, doing business as Real Merchant Services Hawaii

2033 Metcalf Street, Honolulu, HI 96822

808-218-1300 · info@realmerchantservices-hawaii.com

808-218-1300info@realmerchantservices-hawaii.com